Financing made possible for every used car buyer. Get the best loan deals for your dream pre-owned car with competitive interest rates and flexible tenure!
Don't worry! It'll not affect your credit score
Disclaimer: Applicable rate of interest can vary subject to credit profile. Loan approval is at the sole discretion of the Finance partner.
We have experts tailoring the best loan option for you. 18 financing partners to be precise. Zero down payment. Best interest rates. Lowest processing fee.
Fill in a form online to know your second hand car loan eligibility in minutes, without impacting your credit score. Calculate car loan EMI now!
Upload your documents online and you'll be served the best used car loan deal, customized just for you by our finance partners.
With our partners, get same-day approval and complete disbursal formalities at your convenience.
Your polished, cleaned and serviced car is delivered the same day, right at your doorstep.
Tell us how to reach you and our team will connect you with the best used car loan offers for your budget.
Trusted by thousands of customers, these leading financial institutions offer competitive rates for used car loans .
"Got my car loan approved within 6 hours! The online process was completely hassle-free. GearChoice helped me compare multiple lenders and I got the best interest rate of 9.5% for my 2018 Honda City. Highly recommended to anyone looking for car finance!"
"Excellent service! The comparison feature helped me choose the perfect loan option for my 2015 Maruti Swift. Got approved for ₹4.5 lakhs at 10.25% interest rate with zero down payment. The EMI calculator was very helpful in planning my finances. Thank you GearChoice!"
"Simple, fast, and completely transparent process. No hidden charges whatsoever. Got approved for ₹6 lakhs loan for my 2017 Hyundai Creta within 24 hours. The documentation process was smooth and the support team was very helpful. Purchased my dream car thanks to GearChoice!"
Loan eligibility is determined based on factors like your income, credit score, employment history, existing loans, and the car's value. Our finance partners assess these factors to determine the maximum loan amount you're eligible for.
Interest rates depend on your credit score, loan amount, loan tenure, vehicle age, and the lender's policies. A higher credit score typically results in better interest rates.
Most lenders finance up to 80-90% of the car's value for used cars. However, this percentage can vary based on the vehicle's age, your credit profile, and the lender's policies.
Typically required documents include identity proof (Aadhaar, PAN), address proof, income proof (salary slips/bank statements), employment certificate, and vehicle documents (RC, insurance, invoice).
Yes, most lenders allow prepayment of car loans. Prepayment charges vary by lender and are usually 2-4% of the outstanding amount. Some lenders may waive charges after a certain period (typically 12 months).
With complete documentation and good credit profile, loan approval can happen within 24-48 hours. Some lenders offer same-day approval for eligible customers.
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